ChatGPT Wallet: OpenAI's AI agents can now shop for you
OpenAI launches a wallet for its 'dots' agents to pay in online stores with your biometric approval. How it works, if it's secure, and when it will arrive in Spain.
Translated automatically from Spanish. Read the original
OpenAI has launched ChatGPT Wallet, a wallet that allows its AI agents to buy things for you. The agents, called "dots," can pay in online stores with your card after you approve each purchase with your face or fingerprint. For now, it only works in the United States and for ChatGPT Pro subscribers.
How it works
- You save your card once in ChatGPT Wallet.
- You ask one of your "dots" (OpenAI's background agents) to buy something: tickets, a gift, or weekly shopping.
- The agent searches, compares, and prepares the payment.
- You approve each purchase with biometric control (face or fingerprint).
The important thing: neither the agent nor the store sees your real card number. The payment network generates a temporary number ("token") valid only for that purchase.
Who they've done it with
OpenAI has created the system along with American Express, Mastercard, and Visa. According to their help center, cards from American Express, Chase, Mastercard, and Visa issued in the United States work.
Who can use it
| Requirement | Detail |
|---|---|
| Country | Only the United States |
| Subscription | ChatGPT Pro |
| Age | Over 18 years old |
| Where it works | Only in conversations with a "dot," not in normal chat |
| Fees | OpenAI does not charge anything per purchase, for now |
Will it come to Spain and Latin America?
There is no date. OpenAI says it first wants to learn from usage in the United States and work with banks and payment networks before expanding it to other countries.
Limitations
- Not all stores allow it. Some, like Amazon or United Airlines, block AI agents.
- It's a new feature, and automatic purchases raise questions about errors or returns. Always review what you approve.
Why it matters
It's one of the first major steps of AI agents towards real commerce: they no longer just recommend what to buy, but buy it for you. Google, Amazon, and other companies are preparing similar systems, so it's likely that this type of payment will spread in 2027.
Frequently Asked Questions
What is ChatGPT Wallet? A wallet from OpenAI that allows its AI agents to make purchases for you, with your approval for each payment.
Is it secure? Neither the agent nor the store sees your real card, and each purchase needs your face or fingerprint. Still, it's new, and it's a good idea to review each payment.
Is it available in Spain? No. For now, it's only available in the United States.
Sources: OpenAI, CNBC, and GSMArena.
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